Home / About Us
First American Entitlement Services LLC is a Social Security education and retirement planning resource dedicated to helping individuals, families, and retirees make informed decisions about one of the most important benefits they may ever receive.
First American Entitlement Services LLC was built on a simple belief: people deserve clear guidance, trusted education, and a knowledgeable advocate when navigating Social Security decisions.
For many Americans, Social Security is a major part of their retirement income strategy. Understanding when to file, how benefits are calculated, and how different claiming decisions may affect long-term income can make a meaningful difference.
At First American Entitlement Services, we help clients better understand their Social Security options so they can move forward with clarity and confidence.
Founder & Lead Entitlement Strategist
Credentialed Registered Social Security Analyst & Consultant for the National Association of Registered Social Security Analysts.
The mission of First American Entitlement Services is to educate, guide, and advocate for individuals who want to make more informed decisions about Social Security and retirement income planning.
Many people feel overwhelmed by Social Security rules, filing decisions, benefit estimates, spousal benefits, survivor benefits, taxation, and retirement timing. Our company exists to help simplify these topics and provide practical education that supports better decision-making.
"We believe every client deserves patience, respect, and guidance that is focused on their unique situation."
Social Security decisions are not one-size-fits-all. The best filing strategy may depend on age, income needs, work history, marital status, survivor considerations, health, retirement goals, and other financial factors.
Using professional education and planning resources, including tools such as the official RSSA Roadmap, we help clients better understand their claiming options and how different filing ages may affect lifetime benefits.
While Social Security education is at the heart of what we do, First American Entitlement Services also recognizes that retirement decisions often connect to other areas of life, including healthcare planning, income protection, insurance, and financial services.
Certified RSSA® Advisor Michael Nelson specializes in lifetime Social Security entitlement optimization, Government Pension Offset (GPO), Windfall Elimination (WEP), and Medicare IRMAA Part B & D surcharge appeals.
With extensive experience analyzing SSA earnings records, PIA break-even milestones, and Form SSA-44 submissions, Michael brings fiduciary clarity to complex federal entitlement rules. When appropriate, we help clients understand how these related areas may fit into the bigger retirement picture. Our approach is careful, educational, and focused on helping clients see how different decisions may work together.
Michael Nelson also serves as a consultant for the National Association of Registered Social Security Analysts (NARSSA), where he helps recruit, mentor, and support future Registered Social Security Analysts. Through this work, he supports the broader mission of improving Social Security education and guidance for consumers across the country.
This professional commitment reflects the larger purpose of First American Entitlement Services: to raise the standard of Social Security education, advocacy, and client support.
Navigating the complexities of Social Security shouldn't be a guessing game. Our firm is dedicated to providing clear, data-driven strategies to help you maximize your benefits with absolute confidence. We work independently to ensure your unique needs are always the priority.
We are committed to your long-term peace of mind. Led by Michael Nelson, a certified Registered Social Security Analyst (RSSA), we help you avoid costly mistakes, hidden tax traps, and coverage gaps. Let’s build a clear, stress-free blueprint for your future together.
Every situation is unique, which is why we never use a one-size-fits-all approach. We offer a completely free, no-obligation initial consultation to review your numbers and outline your best options.
Gain absolute clarity on your retirement. We use proprietary RSSA software to analyze your earnings history and pinpoint the exact claiming strategy that maximizes your lifetime Social Security income.
Work directly with a credentialed Registered Social Security Analyst and independent health benefits advisor who advocates for you, not the carriers.
Clients choose First American Entitlement Services because we take complicated Social Security topics and explain them in a way that is easier to understand. We help clients ask better questions, compare options, and approach retirement decisions with greater confidence.
"To help people understand Social Security, protect their retirement income, and move forward with confidence."
We are dedicated to helping you achieve clarity and peace of mind. With smart, data-driven strategies and personalized solutions, we ensure you have the exact health coverage and retirement benefits you need. Let’s secure your future together.
